Trip Insurance is important, especially coverage that applies to your particular needs. Whether you are on a beer trip or a ski vacation, there are policies that cover weather related cancellations for people who are in sporting competitions, there are policies that cover your stolen kayak,or cover you and give you extra medical coverage if you are into stuff like skydiving or bungee jumping(many policies exclude this).
BEST ADVICE: get some kind of coverage, because life happens. Make sure you READ the policy’s terms and conditions and don’t pay for coverage you don’t need, but make sure that the policy includes the coverage that you do need. Talk to your travel agent, call the insurance company, ask questions and CYA! Then go and have fun!
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